Our Roadmap: Scaling with Purpose

Banking and Financial Services form the core stability pillar of Sabancı Holding’s four-pillar portfolio structure. Anchored by Akbank and complemented by the Group’s insurance and pension businesses, this platform supports disciplined growth, strong capital generation, and risk excellence within the portfolio.

Within this context, Akbank is uniquely positioned as an integrated financial services platform, underpinned by a robust capital base, exceptional digital and AI-driven infrastructure, superior customer acquisition and retention capabilities, and highly skilled future-ready workforce collectively provide a strong competitive foundation. These strengths enable the Bank to deliver consistent value to stakeholders while generating sustainable long-term returns, with real ROE generation.

Guided by its 2029 purpose and strategy, Akbank focuses on trust, resilience, and customer centricity while further strengthening its core banking franchise through a next-generation game plan. This approach centers on redefining existing business models and making the necessary transformations to solidify Akbank’s position as a fully-fledged financial powerhouse. Seamless digitalization, superior customer experience, and solid operational efficiency form the main priorities of this transformation, with employees remaining at the center of the process and cross-organizational synergy recognized as a critical success factor.

The Group’s insurance and pension businesses advance a next-generation, 360-degree financial services model in close cooperation with Akbank. Under Strategy 2029, strategic priorities focus on scaling health, life, and pension businesses, becoming a top three private non-life player through disciplined risk pricing and portfolio balancing, and deepening omnichannel and analytics-driven operating models supported by data and AI-enabled capabilities.

Within this platform, fostering a sustainable economy is advanced through Akbank’s leadership in sustainable finance, the advancement of financial inclusion, and the integration of digital transformation as a structural enabler of long-term resilience and inclusive growth.

For further detail, please refer to the Sustainable Finance, Financial Inclusion, Digitalization for Sustainable Business Models and R&D, Innovation and Collaboration sections.

Scaling the Energy Systems of Tomorrow. Energy and Climate Technologies represent the core growth platform of the portfolio which addresses the accelerating global demand for clean, reliable, and flexible energy systems as economies decarbonize, electrify, and digitalize.

The strategic focus under Strategy 2029 is on renewable generation, grid modernization, flexibility, and transition-ready technologies that enhance system resilience. Global expansion, particularly in the United States, strengthens this pillar by scaling renewable capacity in markets where energy transition investment is structurally supported. Through this platform, Sabancı also supports the mobility transition by advancing low- and zero-emission mobility solutions that connect clean generation with real-economy decarbonization.

The platform brings together the regulated distribution and retail scale of Enerjisa Enerji, the generation, trading, and transition-ready portfolio of Enerjisa Üretim, and the international renewable and climate technology investments executed through Sabancı Climate Technologies. This integrated structure enables Sabancı Holding to balance stable, regulated cash flows with growth-oriented investments, while supporting the broader energy transition through renewables, grid modernization, and breakthrough technologies.

Enerjisa Enerji’s direction is to leverage its scale in Türkiye to further strengthen its distribution and retail platform. Priorities include continued network investment and modernization, accelerating digitalization and automation to improve reliability, and scaling adjacent services, customer solutions and e-mobility offerings that support efficiency, electrification, and decarbonization. In parallel, operational capabilities and digital solutions developed within operations are increasingly commercialized, turning experience in network and customer management into scalable solutions.

Enerjisa Üretim’s strategy focuses on increasing renewable capacity and expanding flexibility options, while preserving portfolio resilience and optimizing returns across five different technologies. Commodity trading remains an established strength, supported by robust risk governance and disciplined execution. The investment approach is anchored in sustainable funding structures and lifecycle optimization, with transition-readiness explored through pilots and partnerships in areas such as storage, hydrogen, and carbon management, moving to scale only when regulatory and economic conditions are supportive.

Global reach is advanced through Sabancı Climate Technologies, which scales renewable energy investments in the United States via Sabancı Renewables and builds climate technology venture exposure through Sabancı Climate Ventures. The strategic approach is to grow resilient platforms using market-appropriate financing structures and a disciplined lifecycle perspective, while leveraging venture investments to access innovation, partnerships, and learning that can strengthen core businesses over time.

The platform also reinforces Sabancı Holding’s ambition to lead the mobility transition for a sustainable future. Within this context, Temsa is positioned to scale low-carbon mobility platforms and related battery capabilities, while supporting the broader e-mobility ecosystem through solutions aligned with electrification and charging infrastructure readiness.

Across all components, Strategy 2029 positions Energy and Climate Technologies to lead the energy transition by scaling renewables and flexibility, enabling electrification and e-mobility, and supporting the digitalization of energy systems. Depending on context, this direction can also be described as enabling a resilient and affordable transition or accelerating the clean energy transformation with system reliability

For further detail, please refer to the Digitalization for Sustainable Business Models and R&D, Innovation and Collaboration sections

Material Technologies platform functions as a growth and transformation hub within the portfolio, enabling the physical infrastructure required for sustainable and digital economies. As energy systems, buildings, mobility solutions, and industrial processes evolve, demand for advanced, low-carbon, and circular materials continues to accelerate.

Under Strategy 2029, this platform is positioned to drive portfolio transformation through next-generation lowcarbon production, advanced materials, circularity, and sustainable construction, creating value across infrastructure, mobility, and industrial applications.

The platform integrates building materials, advanced materials, tire manufacturing and reinforcement, and mobility-linked solutions under a technology-driven and sustainability-led portfolio logic. Strategy 2029 prioritizes a continued shift toward value-added and differentiated materials, supported by disciplined capital allocation, digitalization, and material science–driven innovation.

In building materials, the strategic direction focuses on accelerating the transition toward low-clinker, low-carbon, and performance-enhanced cementitious solutions. Akçansa and Çimsa continue to expand product portfolios aligned with sustainability trends under unified platforms, supported by regulatory alignment, responsible sourcing, and customer-driven innovation. Circular economy initiatives, including construction and demolition waste recovery, the use of alternative raw materials, and increased alternative fuel utilization, strengthen both environmental performance and operational resilience.

Çimsa’s expanded international footprint following the Mannok acquisition further reinforces this strategy by adding geographic diversity, specialty product capabilities, and resilience across cycles, while supporting Sabancı Holding’s broader portfolio balance and growth ambitions.

In advanced materials and tire reinforcement, Strategy 2029 centers on high-performance solutions that enable electrification, lightweighting, and durability. Kordsa sustains its global leadership in tire reinforcement, particularly Polyamide 66-based high-performance cord solutions aligned with premium and EV-compatible tire platforms.

In parallel, together with global subsidiaries such as Microtex, capabilities are deepened in thermoplastic prepregs, recyclable composites, bio-based materials, and next-generation composite systems, strengthening Kordsa’s position in advanced mobility and aerospace applications.

Disciplined capital allocation, selective M&A, and ecosystem partnerships support technological depth and global reach.

End-to-end mobility solutions form another strategic dimension of the platform. Tire reinforcement, premium tire technologies, and digital mobility services increasingly converge around data-driven, connected, and low-carbon solutions, anchored by Brisa. Electrification readiness across materials, production processes, and digital infrastructure remains a comprehensive priority.

Digital transformation underpins all segments of the platform through advanced analytics, AI-driven automation, digital twins, and integrated ERP architectures. These capabilities enhance productivity, quality, and energy performance while strengthening operational resilience.

From a financial and governance perspective, sustainable financing, disciplined growth, and valuefocused capital deployment remain central under Strategy 2029, supporting decarbonization, innovation, and digitalization investments across the platform.

By 2029, Material Technologies platform aims to lead material transition within Sabancı Holding’s portfolio, contributing to sustainable, digital, and scalable growth across building materials, advanced composites, tire manufacturing and reinforcement, and mobility-related solutions, while supporting longterm value creation at the portfolio level.

For further detail, please refer to the Digitalization for Sustainable Business Models and R&D, Innovation and Collaboration sections.

Digital Technologies platform within the four-pillar portfolio structure of Sabancı Holding is positioned to support the digital backbone of next-generation economies by delivering resilient, compliant, and energy-efficient digital infrastructure and services at scale.

Under Strategy 2029, the strategic role of Digital Technologies is centered on cloud services, cloud security and energy-efficient data center infrastructure. Building on the consolidation of Bulutistan under DxBV, the platform focuses on strengthening integrated cloud and managed services capabilities while retaining optionality around data center investments. Bulutistan remains the anchor for local and regional cloud growth, combining regulatory-compliant infrastructure with industryspecific solutions and partner-enabled architectures.

The strategic direction is to scale public, private and hybrid cloud offerings, strengthen disaster recovery and business continuity services, and deepen integration with SabancıDx to deliver a more seamless customer experience across advisory, migration and ongoing operations.

As customer demand increasingly shifts toward data-intensive workloads, the platform is designed to provide secure, high-performance compute and flexible cloud architectures supported by strong data governance, cybersecurity, compliance and operational discipline. This positioning enables the responsible deployment of advanced analytics and machine learning use cases while maintaining reliability and service continuity.

Under Strategy 2029 the strategic direction is to invest in modern, scalable and energy-efficient facilities designed for high availability and strong security, and to expand the platform in a disciplined manner in line with demand.

For further detail, please refer to the Digitalization for Sustainable Business Models and R&D, Innovation and Collaboration sections