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Succeeding and sharing in challenging conditions

We maintained our growth trajectory during the pandemic, which continued to affect ways of doing business in Turkey and the world. Our sound financial results once again confirmed that we are on the right path. We managed to improve our results in this challenging environment thanks to our solid financial structure, balanced businesses and strong cash generation. With robust and transparent cash management and continuous dividend payments, we once again met all our stakeholders’ interests.

Growth in Consolidated Net Income 26%2020 Growth in Operational Cash Flow(*) 13% 2020 Net Financial Debt/EBITDA(**1,5x2020 Year-End Growth in Dividend Per Share22% 2016-2020 CAGR (***)
(*) Non-bank combined; excluding financial services, banking and other segment.
(**) Excluding one-off income/expenses, IFRS16 impact, banking and net cash position of financial services.
(***) CAGR: Compound Annual Growth Rate